Aeroflot miles as needed from Kamchatka to. All about the Aeroflot bonus program. Aeroflot Bonus debit card from Sberbank

Today, the most popular and powerful Russian bank offers its clients wide choose credit cards The prestigious category includes the Visa Gold Sberbank salary card, the advantages of which are obvious.

Its validity period is 3 years, after which the account is closed, a similar plastic is obtained again, or the contract is re-signed to the current one. This banking product can be replaced after 3 years of use, as well as ahead of schedule. No commission is charged.

The gold card of each bank has a whole package of bonuses

Daily limit is 300 thousand rubles. When it is exceeded, then when carrying out any next financial transaction, a commission in the amount of 0.5% of the amount will be charged.

Feature of the banking product: for 50 days you can not pay interest on the debt if you did not manage to repay it on time. In such cases, after 30 days, the bank generates a report and sends it to the client, who, upon receipt, can repay the debt after 20 days. True, you don’t have to wait for this paper to arrive, but you can simply come and pay off the debt. If the above-mentioned period of time is not exceeded, then interest will not accrue.

In order to get a visa gold credit card you need:

that the client is at least 21 years old, but not older than 57 years old, at the time of registration;
be a citizen Russian Federation;
provide a photocopy of your work book, indicating your permanent place of work for at least 6 months. and more. The total experience must be at least 1 year;
have a 2-NDFL certificate, which records all the data for 6 months.

For pensioners, you also need to present a certificate of pension amount.

In addition to the advantages, each card has the peculiarities of its issue and circulation

Advantages of the Sberbank Visa Gold card

The best qualities of the product are evident:

You can hold and use the currency of any country;
it is allowed to carry out any financial transactions;
money can be withdrawn in any quantity and at any time;
When registering, it is not necessary to make a down payment;
regular or early reissue of plastic is free of charge;
in case of emergency issuance Money for a holder who is abroad or when he has lost his PIN code, invoices are processed free of charge. This cannot be said about other types of plastic, since in case of emergency issuance of money, the client is charged several thousand rubles;
when providing a report on the account, no commission is charged;
funds are credited very quickly. That is, this will require an average of 1-2 hours, in special cases – a day;
the holder of such a plastic card has additional capabilities: he can pay for goods and services in protection mode, use the “Mobile Bank” service, and use the “Autopayment” function;
partner companies provide a discount. This applies to thousands of stores and companies in more than 33 countries.

As a rule, only financially active people can appreciate the list of all the advantages of this plastic.

In addition, any bank branch can apply for such a product, which is very convenient and beneficial for numerous clients.

Among this list is the Sberbank Visa Gold card, the main characteristics of which are discussed below.

Advantages of the Sberbank Visa Gold card

Like other Sberbank plastic products, the Visa Gold card has its own advantages and disadvantages. Since the Sberbank Gold Card is not an entry-level plastic card, the cost of servicing it is much higher, amounting to 3 thousand rubles. in year. The main advantage of the card is considered to be an increased program, which can be obtained by non-cash payment in. Also, holders of this card are provided with discounts on the program, as well as discounts on various events under the program.

The main advantages and privileges of the Visa Gold debit card from Sberbank:

applicable currency: euros, rubles or dollars;
release additional cards, including cards for children over 7 years old;
access to promotions and discounts even in other countries;
equal service and cash withdrawals in the Russian Federation and abroad;
reliable protection using an electronic chip;
use as a salary card.

Since Visa Gold Sberbank belongs to premium cards, then for , regardless of what is selected, no subscription fee is charged. The service will be useful to those clients who also carefully monitor money transfers made using the card.

Limitations of the Sberbank Visa Gold card

The Sberbank Visa Gold card, like other plastic cards, has some restrictions, for example, a limit on cash spending. For Visa Gold Sberbank the following are established: for a monthly period - 3 million rubles, and for a day - 300 thousand rubles. If the daily limit is exceeded at the time of transactions, the bank charges a commission. Its size is: in Sberbank devices and cash desks - 0.5% of the amount; 1% - at ATMs and terminals of other banks.

The card is valid for 3 years. At the end of this period, you can close the account, order or extend the existing contract. Replace valid card It is possible before the expiration date, without paying a commission.

Visa Gold card replenishment options:

For several years now, Aeroflot has had a bonus program for regular customers. With its help you can get good discounts on air travel or use it when traveling increased level service. The program’s partners are many banks, trading companies, and stores—by servicing them you can accumulate flight miles. And to calculate your expected profit, just go to the Aeroflot website. The miles calculator located there will help you figure out the accruals.

About the Aeroflot program

To start saving bonus miles, the client needs to become a member of Aeroflot’s loyalty program. You can do this:

by filling out a form on the airline’s website;
by contacting a service counter at one of the airports when traveling;
by issuing a co-branded card at one of the carrier’s partner banks.

Further, when servicing the client at Aeroflot and its partners, miles will be credited to his account. In the future, bonus savings can be exchanged for a discount when buying tickets or booking hotels, donated to charity, spent on prizes from the company catalog, etc.

Each partner organization has its own procedure for calculating bonuses. This is why calculating miles often causes confusion for customers.

Aeroflot has developed bonus program for clients

Conditions for bonus accrual

First of all, Aeroflot itself. To do this, you just need to regularly use its services. It is important that plane tickets are not purchased at a discount of more than 50% of the initial cost and fall into certain booking classes. The company also gives gift miles:

when connecting to the program;
as a gift for the client's birthday.

The second most common way to generate savings is to use cards from the airline’s partner banks. Bonuses are awarded for every ruble spent on such a card. Well, the last option for accumulation is service from program partners. The list of them is constantly changing. This includes hotels, grocery supermarkets, and accessory stores. You can also find out which option is convenient for you on the Aeroflot website.

Spending bonuses

You can spend Aeroflot miles, first of all, when purchasing air tickets. Moreover, this applies not only to the carrier itself, but also to a number of ticket aggregators cooperating with it. In addition to the flight itself, bonuses can be spent on receiving additional services, for example, access to a VIP lounge or a seat in business class.

In addition to the above, Aeroflot provides the opportunity to:

transfer miles to charity;
pay for hotel reservations (links to partners are on the website);
choose a gift for yourself from the company store (there is everything from household appliances to souvenirs).

The program also allows you to receive discounts in some stores and pharmacies. But, as a rule, these organizations are located in the capital or in central Russia and are not available to clients from the regions.

Accumulation of bonuses

How to calculate miles

The easiest way to calculate the rate of miles accumulation is when using cards from partner banks. Usually, the card description immediately indicates how many bonuses will be awarded to the client for a certain amount of spending. Depending on the bank, additional payments may be made for every 60 or 100 rubles.

With other accruals from partners, the situation is a little more complicated. They can make charges depending on the amount spent with them or on the volume of services used. Thus, hotels often set the number of miles to be accrued depending on the number of nights spent with them. Details can be found in a specific company or on the loyalty program website.

Well, the trickiest option is to calculate charges for flights. Only a mileage calculator can help here, since there are so many aspects that need to be taken into account.

Aeroflot bonus calculator

The form for calculating miles is on the Aeroflot website. To access, select “Aeroflot bonus” in the menu, then “How to spend” and then “Award calculator”.

It is for miles that I can sometimes afford luxury flights to the far end globe in comfort, whereas for your own money you often have to sit in the cramped conditions of an economy class. This can be clearly seen if you compare how I flew from two times New York to Hong Kong on the same Cathay Pacific flight:, and! People often like to brag, “I got this ticket for five dollars!” - while completely ignoring tens of thousands of air miles spent. You can’t think like that, because the miles of each program have a real value. And so I became interested - how much do Aeroflot miles cost?

This is Maria. I first met Maria when I flew Aeroflot to China and

But how is the value of air miles measured in general?

Typically, miles are valued in cents, which can be earned per mile. Often, the minimum mileage is one cent. But, if you try hard, you can extract many times more benefits from each mile. The rough rule is this: the more expensive the ticket, the more profitable it is to buy it for miles. That is, the price in miles will also increase, but not so quickly. That is why ordinary people have an opportunity to exchange this virtual currency.

Let me give you an example with American Delta, which I fly with most often: I know that I can always get exactly one cent for their miles. But I do this extremely rarely. By using my delta miles much more often, I get one and a half to two cents in economy, and two to four cents.

For example, from Singapore to Kagoshima with a transfer in Seoul to Korean Airlines I took it for 40,000 miles. Its cash value is $1,400 - $1,500. It turns out I got three and a half cents for every mile!

First class tickets are usually even better deals (since they are even more expensive). For example, first class NY - Hong Kong costs more than 17 thousand dollars! Taking it for 67,500 miles, I was getting almost 26 cents per mile! What a pity that these prices no longer exist.

Of course, it’s not entirely correct to think so - after all, I would never in my life spend 17 thousand dollars on a one-way air ticket, which means I wouldn’t save so much money by getting this ticket for miles. But still, this serves as some kind of basis for assessing the benefits of this or that “free” ticket.

There is a site, thepointsguy.com, where they estimate the base cost of air miles and bonus points every month. different companies. For example, here is their report for July 2017. They value Delta miles at 1.2 cents (I, as we have seen, can get more for them), Flying Blue (KLM/Airfrance program) is valued at 1.3 cents, Singapore Airlines- at 1.5 (this year, flying their “cabins” I received about 10 cents per mile!), and so on.

Unfortunately, the site is American and they cannot track all the airlines in the world, so Aeroflot is not included in their lists. That is why I was wondering how much Aeroflot miles cost on average? I've booked their flights a couple of times (once in their business class seat next to me), but always with Delta miles. So I have no personal experience with Aeroflot miles.

So I tried to estimate using the example of a flight from New York to Moscow and back, comparing tickets in mid-September. Economy is $625, or 70,000 miles plus $125 in fees. It turns out that we save only $500, getting a measly 0.7 cents per mile.

The Comfort class is also not very good: a ticket costs $980, or 90,000 miles + the same $125. Savings of $865, or 0.96 cents per mile.

In business, the picture becomes a little more profitable. A round trip ticket costs $3,050 cash or 110,000 miles, but this time the fees go up to $240! That means you can save $2,800 with your miles—that's already a respectable two and a half cents! However, Aeroflot's business class is quite average, judging by the photographs (I haven't flown it myself).

But it is difficult to judge the cost of miles based on one route. I am sure that among my readers there are people who managed to squeeze out quite profitable exchanges on some lesser-known destinations. Maybe it’s profitable to buy tickets from them on partner flights? Please share in the comments the most profitable (or, conversely, the most unprofitable) stories about how you spent Aeroflot miles.

If you travel a lot, learn to take advantage of it. Join the elite Aeroflot Bonus club, earn miles for every flight and earn air currency. Since March 22, 2005, these are new opportunities and conditions. Today, even a child who is two years old can take part in the project; at twelve, he moves into the adult category while maintaining the account number and all accruals.

The goal of any commercial enterprise is to actively generate demand and attract customers. U largest airline Russia is a marketing tool to encourage passengers using the services of the following carriers:

The holding's subsidiary airlines are Aurora, Pobeda, and Rossiya.
Nineteen airlines "SkyTeam" is the second largest alliance after Star Alliance.
Program partner airlines.

For reference! For flightsCodeshare agreement (commercial co-operation agreement) restrictions apply.

Rules for issuing a card

To do this, just register on the Aeroflot.ru website, read the terms and conditions, which are a public offer (proposal to conclude a transaction). Agree to the provision of personal information for processing and fill out the form. Upon initial registration, welcome points are issued. After which they send you a personal card, and it becomes available Personal Area, with which you can:

Buy a ticket and view information about it.
Issue a ticket in exchange for writing off bonuses.
Check the current balance and add unaccounted balances.
Participate in ongoing promotions.

Calculation of a conventional unit

For each flight over a distance of eight hundred kilometers, you will receive five hundred miles, which can then be exchanged for an increase in the level of service or for the purchase of goods and services in partner stores. Don't forget to enter your personal number when booking or show your card at check-in.

In order to calculate the number of miles, you can use the Aeroflot Bonus miles calculator, which is located in a convenient format on the website aeroflot.ru. Here are network routes without taking into account seasonality. Or get information by calling 8 800 444 55 55.

The mile is the main currency of the project (another name is “candy wrappers”), their quantity is determined:

tariff;
class;
flight range.

Advice! The savings rules change from time to time; you need to monitor the information on the Internet.

There are two types in total:

Qualifying - accrued for the flights themselves, only they can be used to obtain elite status. The further the distance and the higher the level of service, the large quantity miles you will receive.
Non-qualifying – accrued for payment for services or goods; they are usually received for cooperation. Full list also posted on the Aeroflot.ru website.

Those who do not fly do not have any privileges, even if they make a lot of purchases .

Application area

“Air currency” cannot be sold and participated in several programs at once. The accrued Aeroflot Bonus miles can be used to purchase an air ticket (you will only have to pay extra for fuel surcharges). To do this, they must be active, at least one flight in twenty-four months must be recorded.

You can also upgrade your flight class, i.e. Having bought an economy ticket, take advantage of the comfort of business class. It is profitable to additionally recruit them by paying for services:

book a hotel room;
order a car;
pay for a table in a restaurant.

Program loyalty

Members who have upgraded to elite status have even greater benefits. New discounts and free services appear:

access to the business waiting room;
priority check-in;
additional piece of luggage and surcharge for excess weight;
replacing the standard menu with a special one.

To do this, you need to collect twenty-five segments in a year for the silver level or fifty for the gold level. When the balance reaches the required level, the status increases automatically. You have the right to spend the miles you earn on awards throughout the year, and this will not affect your elite status in any way. Company employees who constantly go on business trips also benefit, because their travel is paid for by the company, and they receive a bonus.

Interesting! Segment is a flight section equal to one boarding pass. For example, the flight Moscow - St. Petersburg - Moscow is two segments.

Bank cards - advantages

Another way to increase your mileage balance is to get a co-branded credit card, which financial institutions issue in cooperation with airlines. Today there is a huge selection of banks to participate in the program and each has its own conditions and cards of different levels, which accordingly affects the level of user capabilities. The most popular when accruing Aeroflot bonus miles is the Master Card Standard. The annual maintenance fee is only 900 - 990 rubles. For Gold owners the amount will be 2,500, Platinum – 4,500, World Black Edition – 7,900. Everyone has the right to choose the most profitable payment instrument for themselves. As part of any program, there is a whole range of pleasant additional rewards and discounts.

Accrual does not occur:

When paying through ATMs.
When transferring Aeroflot Visa to the accounts of individuals and legal entities.

It is important! Does not existalso charges for transportation at subsidized (state benefits), group and service tariffs, if ID, AD and GC are present in the code.

Unaccounted information

If the candy wrappers are not credited within sixty days, they can be restored. When flying on Aeroflot flights, there are several options:

Enter data about undocumented flights in the “Submit information about completed flight” section.
Send an application with an attached copy of the ticket to: [email protected].

If the flights were carried out on SkyTeam flights, you will need original documents, which must be sent by mail or transferred to the bank .

Best before date

Not everyone flies as often as they would like. But in order to ensure that your savings do not expire, you must make at least one flight within the two current calendar years on a flight of a group or an alliance of Skyteam airlines. And the sooner you use them, the better, because they burn out after a certain time:

bonuses will disappear in three years;
status ones are valid only until the end of the year.

Good deeds

There is a social project, “Miles of Mercy”, jointly with the Gift of Life Foundation. Anyone can donate their savings to charitable organizations involved in saving seriously ill children, collecting money for treatment, rehabilitation and flights with accompanying persons. To do this, you need to fill out a special application form for their transfer on the website podari-zhizn.ru.

Attention! During all this timeexistence of the project, donated by passengers 708,398,225 miles, that's 24,493 tickets per different cities peace.

Earning bonuses is beneficial only to those who fly at least four times a year and with the same airline alliance. And also, when you have the financial opportunity, fly business class, because such a flight accumulates more miles.

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